ETF Portfolio allocation | Aussie Stock Forums

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Hi All

Im Looking at investing in ETF’s. I have been with colonial first state for almost 20 years but due to the fees I am looking to switch to something with a lower MER. I was originally going to go with the Barefoot Investor’s Idiot Grandson portfolio (VAS/VEU/VTS) but I don’t like the idea of having to fill in paperwork due to VTS/VEU component not being australian domiciled. My plan was to split the portfolio 65% VAS/35% IWLD as a alternative.

I have approx $150k to invest for 15-20 years or possibly longer if I decide to hand it down to children. I have already invested 37k into VAS and 17k into IWLD

After some research i have changed my mind a little and am looking to go the following-
VAS-$37k 22%
IWLD-$17k 11.5%
VDHG-$80k 52.5%
VAP-$20k 13.5%

This gives me the following exposure-
International other than USA 17.5%
Bonds/fixed interest etc 5.5%

It also gives me access to med/small cap, emerging market and a little more property exposure. I would prefer to be 100% shares as I have 15+ years to invest but I don’t mind the small percentage of defensive as it may come in handy as I get closer to retirement.

This could be used as an idiot grandson type scenario(dividends supplement retirement and then passed down to children) or it may also need to be sold off completely if I decide to retire early or pay out loans prior to retirement.

This portfolio mix will give me an MER OF .21% which is far better than the 1.5-2% I’ve been paying all these years.

Any thoughts on this portfolio? Have I missed anything? Any suggested alternatives?

Thanks in advance


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